2016-FRR Valid Dumps Sheet & Actual 2016-FRR Test
2016-FRR Valid Dumps Sheet & Actual 2016-FRR Test
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Tags: 2016-FRR Valid Dumps Sheet, Actual 2016-FRR Test, 2016-FRR Valid Real Exam, Practical 2016-FRR Information, Reliable 2016-FRR Test Sample
P.S. Free 2025 GARP 2016-FRR dumps are available on Google Drive shared by PassExamDumps: https://drive.google.com/open?id=1fYtI2-1Ofjxwqgjvta-cRRsD-amifeP_
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The most recent FRR exam, GARP 2016-FRR, was released in 2016 and covers a wide range of topics related to financial risk management and regulation. 2016-FRR exam is divided into two parts: Part I covers topics such as quantitative analysis, financial markets and products, and valuation and risk models, while Part II focuses on regulatory and ethical issues, including global regulatory frameworks, risk governance, and professional conduct.
GARP 2016-FRR (Financial Risk and Regulation) exam is a comprehensive assessment of a candidate's knowledge and understanding of financial risk management and regulation. 2016-FRR exam is designed to test candidates' ability to identify, measure, and manage financial risks within an organization, as well as their understanding of regulatory frameworks and compliance requirements.
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2016-FRR Test Prep Like the Real Exam Questions Can Help You Pass 2016-FRR Exam - PassExamDumps
Each important section of the syllabus has been given due place in our 2016-FRR practice braindumps. Hence, you never feel frustrated on any aspect of preparation, staying with our 2016-FRR learning guide. Every 2016-FRR exam question included in the versions of the PDF, SORTWARE and APP online is verified, updated and approved by the experts. With these outstanding features of our 2016-FRR Training Materials, you are bound to pass the exam with 100% success guaranteed.
GARP 2016-FRR exam is designed to test the knowledge and skills of risk professionals who work in the financial industry. 2016-FRR exam covers a wide range of topics related to financial risk management, including market risk, credit risk, operational risk, and regulatory compliance. 2016-FRR Exam is divided into two parts, with the first part covering foundational concepts and the second part covering more advanced topics.
GARP Financial Risk and Regulation (FRR) Series Sample Questions (Q258-Q263):
NEW QUESTION # 258
Mega Bank holds a $250 million mortgage loan portfolio, which reprices every 5 years at LIBOR + 10%. The bank also has $150 million in deposits that reprices every month at LIBOR + 3%. What is the amount of Mega Bank's rate sensitive liabilities?
- A. $200 million
- B. $150 million
- C. $100 million
- D. $250 million
Answer: B
Explanation:
The amount of Mega Bank's rate-sensitive liabilities includes the $150 million in deposits that reprice every month at LIBOR + 3%. These deposits are considered rate-sensitive liabilities because their interest rates are adjusted monthly based on LIBOR.
NEW QUESTION # 259
The Treasury function of a bank typically manages all of the following components EXCEPT:
- A. Bank's capital
- B. Bank's liquidity
- C. Bank's performance estimates
- D. Bank's assets and liabilities
Answer: C
Explanation:
* Treasury Functions:
* Management of Assets and Liabilities: Treasury functions include managing the bank's balance sheet, which involves optimizing the mix of assets and liabilities.
* Management of Liquidity: Ensuring the bank has sufficient liquidity to meet its obligations.
* Management of Capital: Overseeing the capital adequacy to meet regulatory requirements and support the bank's operations and growth.
* Performance Estimates:
* Estimating and managing the bank's performance involves various departments, not typically the treasury function. Performance estimates would be more related to financial planning and analysis functions.
References
Source: How Finance Works
NEW QUESTION # 260
After entering the securitization business, Delta Bank increases its cash efficiency by selling off the lower risk
portions of the portfolio credit risk. This process ___ risk on the residual pieces of the credit portfolio, and as a
result it ___ return on equity for the bank.
- A. Increases; decreases;
- B. Increases; increases;
- C. Decreases; increases;
- D. Decreases; increases;
Answer: B
NEW QUESTION # 261
Company A needs to provide a risk probability/frequency score for its RCSA program. If the event is likely to
happen once in 2 years, then the frequency score will be equal to:
- A. 0.5
- B. 0
- C. 1
- D. 0.2
Answer: A
NEW QUESTION # 262
Bank Omega is using futures contracts on a well capitalized exchange to hedge its market risk exposure.
Which of the following could be reasons that expose the bank to liquidity risk?
I. The bank may not be able to unwind the futures contracts before expiration.
II. Prices may move such that a loss results on the hedge.
III. Since futures require margins which are settled every day, the bank could find itself scrambling for funds.
IV. Exchange margin requirements could change unexpectedly.
- A. I, IV
- B. I, III, IV
- C. I, II, III, IV
- D. III, IV
Answer: B
Explanation:
When a bank uses futures contracts on a well-capitalized exchange to hedge its market risk exposure, it can still be exposed to liquidity risks due to several reasons:
I: The bank may not be able to unwind the futures contracts before expiration: This can happen if there is a lack of market participants willing to take the opposite position, making it difficult to close out the position.
II: Prices may move such that a loss results on the hedge: Although this is a risk related to the performance of the hedge, it is not directly related to liquidity risk but more to market risk.
III: Since futures require margins which are settled every day, the bank could find itself scrambling for funds:
Futures contracts require daily settlement of gains and losses (mark-to-market), which means the bank must have sufficient liquidity to cover margin calls, potentially causing liquidity strain if large movements in the futures prices occur.
IV: Exchange margin requirements could change unexpectedly: If the exchange increases margin requirements, the bank would need to post additional collateral, which could strain its liquidity if it does not have sufficient liquid assets readily available.
References: The verified details are aligned with the context given in "How Finance Works" regarding the liquidity risks associated with futures contracts.
NEW QUESTION # 263
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